WHat WE DO
Buy: We purchase gold, silver, platinum at fair, competitive prices. We evaluate items on-site with transparent testing and provide immediate payment.
Sell: We offer a curated selection of pre-owned and new jewelry, watches, and coins. Each piece is inspected for authenticity and quality.
Pawn Loans: Get 30-Day pawn loans using jewelry, electronics, Guitar, and other valuable items as collateral. Fast approvals, confidential service.
Repairs & Cleaning: On-site jewelry repairs, ring sizing, stone setting, chain soldering, and professional cleaning to restore items to their best condition.
Trade-Ins: Trade in items toward the purchase of another piece. We offer fair trade values and apply credits toward your purchase..
Customer Service: Knowledgeable staff provide honest, discreet, and courteous service. We explain offers and procedures clearly so you can make informed decisions.
what is a pawn loan?
A pawn loan is a short-term, collateral-based loan in which you leave a valuable item—such as jewelry, electronics, tools, or musical instruments—with a pawnshop in exchange for cash. The pawnshop assesses the item’s condition, market value, and resale potential to determine the loan amount. The terms typically include:
Loan amount: A percentage of the item’s estimated resale value.
Interest and fees: Clearly stated interest rate and any service or storage fees; these accrue during the loan term.
Loan term: A fixed period (30 Days) with options to renew or extend by paying interest and fees due.
Redemption: To get your item back, you must repay the principal plus accrued interest and fees within the loan term or any agreed extension.
Default and forfeiture: If you do not repay or extend the loan by the due date, the pawnshop has the right to sell the item to recover the loan amount.
Pawn loans do not affect credit scores because they are secured by the pledged item and do not require a credit check. They provide quick access to cash without long-term obligation, but you risk losing the pledged item if you fail to repay. Always review the pawn ticket or contract for exact terms, interest rates, and deadlines before accepting a pawn loan.